/* Mortgage Consult and Connect LLC */
:root {
  --navy: #102a43;
  --navy-2: #173f5f;
  --blue: #2e6f95;
  --gold: #c39b53;
  --cream: #f6f2e9;
  --paper: #ffffff;
  --ink: #1f2933;
  --muted: #5f6c79;
  --line: #dfe6ec;
  --shadow: 0 20px 50px rgba(16, 42, 67, .12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "DM Sans", Arial, sans-serif;
  line-height: 1.6;
}
a { color: inherit; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.nav-wrap {
  min-height: 82px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  flex: 0 0 auto;
  text-decoration: none;
}
.brand-logo {
  display: block;
  width: 86px;
  height: 50px;
  object-fit: contain;
  flex: 0 0 auto;
}
.brand-name {
  color: var(--navy);
  font-family: "Playfair Display", Georgia, serif;
  font-size: 17px;
  font-weight: 700;
  line-height: 1;
  letter-spacing: .005em;
  white-space: nowrap;
}
.nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 12px;
  margin-left: auto;
  min-width: 0;
}
.nav-links a {
  text-decoration: none;
  font-size: 12.5px;
  font-weight: 600;
  white-space: nowrap;
}

.language-switch {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-left: 4px;
}
.language-button {
  display: inline-grid;
  place-items: center;
  width: 36px;
  height: 30px;
  padding: 0;
  border: 1px solid transparent;
  border-radius: 6px;
  background: transparent;
  cursor: pointer;
  transition: border-color .2s ease, background-color .2s ease, transform .2s ease;
}
.language-button:hover {
  transform: translateY(-1px);
  background: #f6f2e9;
}
.language-button.active {
  border-color: var(--gold);
  background: #fffaf0;
  box-shadow: 0 0 0 2px rgba(195,155,83,.12);
}
.flag-icon {
  display: block;
  width: 24px;
  height: 16px;
  object-fit: cover;
  border-radius: 2px;
  box-shadow: 0 0 0 1px rgba(16,42,67,.16);
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.menu-toggle { display: none; border: 0; background: transparent; font-size: 24px; }
.button {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 50px; padding: 0 22px; border: 0; border-radius: 6px;
  background: var(--gold); color: #fff; font-weight: 700; text-decoration: none; cursor: pointer;
}
.button:hover { filter: brightness(.94); }
.button-small { min-height: 40px; padding: 0 13px; }
.button-light { background: white; color: var(--navy); }

.brand-hero {
  padding: 28px 0;
  background: linear-gradient(180deg, #f8f5ef, #ffffff);
  border-bottom: 1px solid var(--line);
}
.brand-hero-image {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 14px;
  box-shadow: var(--shadow);
}
.footer-contact { display: flex; align-items: center; justify-content: flex-end; gap: 14px; flex-wrap: wrap; }
.footer-contact a { white-space: nowrap; }

.hero {
  padding: 100px 0 86px;
  background:
    radial-gradient(circle at 85% 15%, rgba(195,155,83,.2), transparent 30%),
    linear-gradient(135deg, #f9fbfc, #eef4f7);
}
.hero-grid { display: grid; grid-template-columns: 1.35fr .65fr; gap: 70px; align-items: center; }
.eyebrow { color: var(--blue); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .18em; margin-bottom: 16px; }
h1, h2 { font-family: "Playfair Display", Georgia, serif; color: var(--navy); line-height: 1.08; margin: 0 0 20px; }
h1 { font-size: clamp(44px, 6vw, 72px); max-width: 850px; }
h2 { font-size: clamp(34px, 4vw, 50px); }
h3 { color: var(--navy); }
.hero-lead { font-size: 20px; color: var(--muted); max-width: 760px; }
.hero-actions { display: flex; align-items: center; gap: 24px; margin-top: 32px; }
.text-link { font-weight: 700; color: var(--navy); text-decoration: none; }
.german-line { margin-top: 28px; color: var(--blue); font-style: italic; }
.hero-card {
  background: var(--navy); color: white; padding: 34px; border-radius: 14px;
  box-shadow: var(--shadow); position: relative; overflow: hidden;
}
.hero-card::after { content: ""; position: absolute; width: 140px; height: 140px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; right: -55px; bottom: -55px; }
.card-kicker { color: #d7bd8b; text-transform: uppercase; letter-spacing: .14em; font-weight: 700; font-size: 12px; }
.hero-card ul { padding-left: 20px; margin-bottom: 0; }
.hero-card li { margin: 12px 0; }
.trust-strip { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(3,1fr); }
.trust-grid div { padding: 26px 30px; border-right: 1px solid var(--line); }
.trust-grid div:last-child { border-right: 0; }
.trust-grid strong, .trust-grid span { display: block; }
.trust-grid strong { color: var(--navy); }
.trust-grid span { color: var(--muted); font-size: 14px; margin-top: 4px; }
.section { padding: 92px 0; }
.section-muted { background: var(--cream); }
.section-heading { max-width: 850px; margin-bottom: 44px; }
.section-heading.narrow { max-width: 680px; }
.service-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.service-card {
  border: 1px solid var(--line); padding: 38px; border-radius: 12px;
  box-shadow: 0 8px 24px rgba(16,42,67,.06); background: white;
}
.service-number { color: var(--gold); font-weight: 700; font-size: 13px; letter-spacing: .16em; }
.service-card h3 { font-size: 28px; margin: 12px 0; }
.service-card li { margin: 10px 0; }
.note { background: #f4f7f9; border-left: 3px solid var(--gold); padding: 14px 16px; color: var(--muted); font-size: 14px; margin-top: 24px; }
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 22px; }
.step span { display: inline-grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: white; font-weight: 700; }
.step h3 { margin: 18px 0 8px; }
.step p { color: var(--muted); }
.audience-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 70px; align-items: start; }
.audience-list { border-top: 1px solid var(--line); }
.audience-list p { margin: 0; padding: 20px 0; border-bottom: 1px solid var(--line); font-weight: 600; color: var(--navy); }
.faq-list { max-width: 900px; }
details { border-top: 1px solid var(--line); padding: 20px 0; }
details:last-child { border-bottom: 1px solid var(--line); }
summary { cursor: pointer; font-weight: 700; color: var(--navy); }
details p { color: var(--muted); max-width: 800px; }
.contact-section { padding: 90px 0; background: var(--navy); color: white; }
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; }
.contact-section h2 { color: white; }
.eyebrow.light { color: #d7bd8b; }
.contact-details a { color: white; }
.contact-form {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15);
  border-radius: 12px; padding: 30px;
}
.contact-form label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 18px; }
input, select, textarea {
  width: 100%; border: 1px solid rgba(255,255,255,.25); border-radius: 6px;
  padding: 13px 14px; margin-top: 7px; background: white; color: var(--ink); font: inherit;
}
textarea { resize: vertical; }
.form-status { min-height: 24px; font-size: 13px; color: #e9d7b6; }
.legal { padding: 36px 0; background: #f5f7f9; font-size: 12px; color: #5b6670; }
footer { padding: 28px 0; background: #0c2235; color: rgba(255,255,255,.75); }
.footer-wrap { display: flex; justify-content: space-between; gap: 20px; font-size: 13px; }
.footer-wrap a { color: white; }
@media (max-width: 1060px) {
  .language-switch { margin-left: auto; }
  .menu-toggle { display: block; margin-left: 0; }
  .brand-logo { width: 78px; height: 46px; }
  .brand-name { font-size: 16px; }
.nav-links {
    display: none; position: absolute; left: 20px; right: 20px; top: 76px;
    background: white; padding: 20px; border: 1px solid var(--line); border-radius: 8px;
    box-shadow: var(--shadow); flex-direction: column; align-items: stretch;
  }
  .nav-links.open { display: flex; }
  .hero-grid, .service-grid, .contact-grid, .audience-grid { grid-template-columns: 1fr; }
  .hero { padding-top: 76px; }
  .steps { grid-template-columns: 1fr 1fr; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-grid div { border-right: 0; border-bottom: 1px solid var(--line); }
}
@media (max-width: 560px) {
  .brand { gap: 7px; }
  .language-switch { gap: 4px; }
  .language-button { width: 32px; height: 28px; }
  .flag-icon { width: 22px; height: 15px; }
  .brand-logo { width: 66px; height: 40px; }
  .brand-name { font-size: 13px; }
  .container { width: min(100% - 28px, 1120px); }
  .steps { grid-template-columns: 1fr; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .service-card { padding: 26px; }
  .footer-wrap { flex-direction: column; }
  .footer-contact { justify-content: flex-start; }
}